These Paycap Terms of Use is entered into between you (hereinafter referred to as “you” or “your”) and Paycap operators (as defined below). By accessing, using or clicking on “I agree” to accept any Paycap Services (as defined below) provided by Paycap (as defined below), you agree that you have read, understood and accepted all of the terms and conditions stipulated in these Terms agreement (hereinafter referred to as “these Terms”)

Please read the terms carefully as they govern your use of Paycap Services.THESE TERMS CONTAIN IMPORTANT PROVISIONS THAT REQUIRES ALL CLAIMS TO BE RESOLVED BY WAY OF LEGALLY BINDING . BY MAKING USE OF PAYCAP SERVICES, YOU ACKNOWLEDGE AND AGREE THAT: (1) YOU ARE AWARE OF THE RISKS ASSOCIATED WITH DIGITAL CURRENCIES, SUCH AS TRANSFERRING OF DIGITAL CURRENCIES (SHIBA INU) TO OTHER WALLET ADDRESS NOT MATCH WITH THE SAME NETWORK;(2) YOU HAVE A BASIC KNOWLEDGE ON HOW TO USE, OR TRANSFER DIGITAL CURRENCIES(3) PAYCAP SHALL NOT BE LIABLE FOR ANY SUCH RISKS OR ADVERSE OUTCOMES.

By accessing, using or attempting to use Paycap Services in any capacity, you acknowledge that you accept and agree to be bound by these Terms. If you do not agree, do not access Paycap or utilize Paycap services.

1. Introduction

Paycap is Cryptocurrency Payment Service Provider, and operates temporarily under CAC approval of WINAPAY LIMITED with RC Number: 1545476. Paycap provides crypto savings and investment services which is available online and through our website applications.


1.1 Effective Date

This agreement will be effective on your acceptance of its terms electronically or otherwise through the platform.


1.2 Purpose

We offer a savings and investment service using cryptocurrency. As our client, we will manage your savings and investment on your behalf in a very low cost manner to maximize your returns using stablecoin in cryptocurrencies (the “Services”). This Terms of use sets out the terms and conditions under which Paycap will provide the Services to its Clients. our website, you enter into a series of legally binding agreements.

1.3 Agreement

When you access our website at www.paycap.ng ("our website”) as a User and you agree to be bound by the following Terms of Use. Please therefore take the time to read the following binding Terms of Use below. For the purpose of this agreement a User is an individual who uses our website to evaluate our service, or for educational purposes. This Agreement may be amended from time to time without you prior notice or consent, the amended agreement will be available on our website.

2. Obligations

You must be 18 or older to access our website.


2.1 Eligibility

Paycap is intended solely for individuals who are 18 or older. Any access to or use of Paycap by anyone under 18 is unauthorized, and in violation of these Terms of Use. By accessing or using Paycap, you represent and warrant that you are 18 or older.


2.2 Your Access

In order to access certain features of Paycap, you must register to create an account ("User Account"). When you register, you will be asked to choose a password, which you will be required to use to access your User Account. You agree not to disclose your password to any third party and you will notify Paycap immediately if your password is lost or stolen or if you suspect any unauthorized use of your User Account. As a User you agree that you shall be solely responsible for any activities or actions under your User Account, whether or not you have authorized such activities or actions. You agree that the information you provide to us on account registration through our website will be true, accurate, current, and complete.

3. Fund Management services

The User ( “You”) hereby appoints Paycap as a Digital asset manager and grants a limited power-of-attorney with discretionary trading authority to manage and trade the assets in your User Account. This appointment under the terms and conditions set forth in this Agreement and the Terms of service set forth on our website, can change periodically and without your consent.
Our authority will include the ability to manage your account in the following model:
Conversion of Naira deposit to USDT stablecoin buy, sell and trade USDT in partners or third party exchanges. Manage and balance yours account balance wallet Buying and transfer of shiba inu coin irrespective of fluctuation in price; You acknowledge that:

Paycap will deliver the Services exclusively through an online website and/or mobile application of partners (collectively, including any updates and replacement or supplement to them, the “Electronic Platform”);


3.1 Fee and Expenses

You hereby acknowledge that may incur certain other charges imposed by Paycap. These additional costs may include, and are not limited to bank transfer fees, conversion fees etc.

4. Disclaimer Warranties

Your use of the Paycap website, and the personal information you provide is at your sole discretion. Paycap website and all materials, information, products and services included therein, are provided on an AS IS and AS AVAILABLE basis without warranties of any kind from Paycap.


PAYCAP EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO PAYCAP WEBSITE, CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. PAYCAP DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED:

REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS AND PERFORMANCE OF PAYCAP'S WEBSITE, CONTENT AND/OR USER INFORMATION; THAT PAYCAP'S WEBSITE WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED; THAT PAYCAP'S WEBSITE WILL BE FREE FROM ELECTRONIC VIRUSES; OR REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY PAYCAP ON ITS WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED THROUGH SOCIAL MEDIA.

No advice or information, whether oral or written, obtained by you from Paycap's website, shall create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk.


4.1 Limitation of Liability

IN NO EVENT SHALL PAYCAP OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, OR MERCHANTS BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF PAYCAP, CONTENT AND/OR USER INFORMATION, INCLUDING BUT NOT LIMITED TO THE QUALITY, ACCURACY, OR UTILITY OF THE INFORMATION PROVIDED AS PART OF OR THROUGH PAYCAP OR FOR ANY INVESTMENT DECISIONS MADE ON THE BASIS OF SUCH INFORMATION, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT PAYCAP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

7. Termination

Each of us can end this agreement at any time, subject to the maturity of all deposits made after 60days of funding your Paycap account. We may terminate or suspend your access to Paycap, at any time with prior notice to you if your account is found to be fraudulent or against our merchant rules.

8. Communication

Any notice or communication will be in writing by telegram or email By accepting these terms and executing this Agreement, you further agree and acknowledge that these Terms of Use and the rules, restrictions, and policies contained herein, and Paycap's enforcement thereof, are not intended to confer and do not confer any rights or remedies on any person other than you and Paycap.

You hereby authorize Paycap to deliver notices required under this Agreement by (a)telegram or (b) through email to paycapnigeria@gmail.com or to such other addresses as Paycap may specify in writing. The date of receipt shall be deemed the date on which such notice is transmitted.

You agree to notify Paycap if you have any reason to believe your email address or account may have been compromised by any third party.

DISCLAIMER

MEMBER EXPRESSLY AGREES THAT USE OF MYPAYCAP SERVICE IS AT MEMBERS SOLE RISK. THE SERVICE IS PROVIDED ON TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE NIGERIAN LAW, MYPAYCAP EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED BY LAW, CUSTOM OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

MYPAYCAP MAKES NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE PROGRAM OR ANY TRANSACTIONS ENTERED INTO THROUGH THE PROGRAM.

TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE NIGERIAN LAW, NEITHER MYPAYCAP NOR ANY OF ITS MEMBERS, SUBSIDIARIES, PUBLISHERS, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THIS AGREEMENT, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY COUPON OR INVESTMENT MADE OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE PROGRAM OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF USERS TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, MyPaycap uses appropriate industry standard

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